:root{--navy:#122b49;--gold:#b8924a;--cream:#f7f2e9;--ink:#1a2733}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:17px;line-height:1.7}.wrap{width:min(820px,calc(100% - 32px));margin:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;color:#000;padding:10px;border:3px solid #000;z-index:10}.head{background:var(--navy);color:#fff;padding:28px 0 38px}.back{display:inline-block;color:#fff;font-weight:800;margin-bottom:24px;text-underline-offset:3px}h1,h2{font-family:Georgia,serif;line-height:1.2}h1{font-size:clamp(2.4rem,7vw,4rem);margin:0 0 8px}h2{color:var(--navy);font-size:1.55rem;margin:38px 0 8px}.effective{color:#ead493;margin:0}main{padding:35px 0 65px}a{color:#0b4f7d;text-decoration-thickness:2px;text-underline-offset:3px}.notice{background:var(--cream);border-left:5px solid var(--gold);padding:18px 20px;border-radius:6px;margin:0 0 28px}.contact{background:var(--cream);padding:20px;border-radius:12px}.legal-nav{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.legal-nav a{display:inline-flex;align-items:center;min-height:44px;padding:8px 16px;border:2px solid var(--navy);border-radius:999px;color:var(--navy);font-weight:800;text-decoration:none}:focus-visible{outline:4px solid #d59620;outline-offset:3px}footer{background:#091e33;color:#fff;padding:28px 0}footer a{color:#fff}@media(max-width:600px){body{font-size:16px}.head{padding:22px 0 30px}main{padding-top:28px}h2{font-size:1.4rem;margin-top:32px}.legal-nav{display:grid}.legal-nav a{justify-content:center}}